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5 Things the SECURE 2.0 Act changes about retirement

President Biden signed an omnibus budget bill in December 2022, which included bipartisan legislation helping to make it easier for people to save for retirement. The SECURE (Setting Every Community Up for Retirement Enhancement) 2.0 Act builds on the previous SECURE Act law, which was passed in 2019. While not all of the changes in the SECURE 2.0 Act...

Wed Jan 18, 2023 20:46
What Are Homeowners Association (HOA) Fees and What Do They Cover?

Wouldn’t it be nice if you never had to mow your own lawn? Or shovel snow from your driveway? How about having a swimming pool you didn’t need to maintain?  Living in a homeowners association (HOA) can sometimes provide these benefits and more. However, you will usually need to pay an HOA fee. With that said, what are HOA fees exactly, and what...

Mon Dec 12, 2022 21:00
What Are Tax Deductions and Credits? 20 Ways To Save on Taxes

You may already know they can help you come tax time, but what are tax deductions and how are they different from tax credits? Tax deductions lower your taxable income. Tax credits provide you with an overall discount on your tax bill.  Let’s break down exactly what that means so you can optimize your tax refund this year. Plus, learn some of...

Mon Dec 12, 2022 21:00
What Is Income Tax and How Is It Calculated?

Income tax is the tax that federal, state, and local governments require businesses and individuals to pay on their total earnings each year. Total earnings can include wages, tips, interest, dividends, unemployment, and retirement distributions. To calculate income tax, you must first determine your taxable income and filing status to see which...

Fri Dec 9, 2022 19:53
The 15 Best Investments for 2023

When it comes to building your wealth and planning for your financial future, investing is one of the best decisions you can make.  The benefits of smart investing are plentiful. When done strategically, investing can allow you to outpace rising inflation and build wealth on your own terms. Additionally, good investments can generate earnings...

Thu Dec 8, 2022 02:25
How To Buy Stocks: A Beginner’s Guide

Stocks are an important part of any investment portfolio. Compared to other investments, they offer a relatively high average rate of return. In fact, from 1928 – 2021, the S&P 500 averaged returns at a rate nearly double that of bonds and nearly triple that of real estate (11.94 percent, 6.21 percent, and 4.4 percent, respectively). While...

Fri Dec 2, 2022 22:30

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